Picture this: You’re halfway around the world from home, starting to feel comfortable in your new destination, having a fantastic time exploring when the UNEXPECTED HAPPENS,…You walk into the neighborhood reggae bar and lock eyes with the future love of your life!
But the unexpected could also take the shape of a cancelled flight, a big wave that sweeps your gear overboard, or a motorcycle mishap.
There’s no point letting fear run our lives. Worrying about what may or may not happen is useless. But given the many ways the unexpected shows up during travels, it’s great to know that you’re covered. Buying travel and/or dive insurance means you’ve got the tools you need just in case misfortune pops up during your holiday.
The Case for Getting Insured
We know what you might be thinking at this point. “I’ve never had any bad luck on trips before.” Or you’re a veteran traveler and know the risks are generally quite low since you’ve got the safety rules down pat. Or you’re open to getting insurance, but think it’s going to dramatically add to the cost of your trip and you’re trying to keep your budget in check.
Whatever the situation, getting insured is always a smart thing to do.
Short-term insurance plans that cover a specific region are normally quite reasonably priced, and they are worth every dollar for the peace of mind they bring. Whether you ruin your dive equipment, have to rebook a flight, or need medical assistance during your trip, a good insurance policy will protect you from having your holiday budget (and possibly your savings) wiped out due to mishaps. Remember, “It’s better to have it than not need it, than to need it and not have it.”
Dive + Travel Insurance
While it’s pretty easy to visualize the situations where your dive insurance may come in handy, we also suggest buying travel insurance before you come to the Philippines. Travel insurance policies usually cover risks such as stolen luggage, flight cancellations, and medical bills from accidents or injuries. A comprehensive policy will also provide for the high costs of emergency medical transport, which many of us would have difficulty paying out-of-pocket.
Buying Insurance Through Hello PH!
Hello PH! strongly recommends all our guests purchase dive and/or travel insurance before their trips. We help with this by connecting you to trusted insurance firms with solid reputations, which we’ve used in the past. If you prefer, you can buy insurance from these companies directly, when you book with us. Ultimately, it’s up to you whether you want to purchase insurance from our recommended companies or elsewhere. What’s important is just that you have it. You’ll enjoy your time more in this stunning archipelago and focus on having your best travels or dives ever knowing you’re covered.
If you have any questions about dive insurance or travel insurance, visit the websites of our insurance partners for a direct quote, specific policies, and their provisions. Or Contact Us. <link to Contact form>
For more about safety in the country, check out ‘6 Essential Tips for Safety in the Philippines.’